Sorry, this content is not available. Check out other listings in this category.

Best US Bankruptcy Law Firms

Bankruptcy lawyers in the USA cannot file your case until one box is checked. Federal law requires credit counseling from a US Trustee-approved agency within 180 days before you file. Skip it, and the case can be dismissed. The attorneys below handle that step as routine.

Listed Bankruptcy Lawyers are ranked by one score, applied the same way to every firm. It draws on public signals, including:

  • Client satisfaction and overall online reputation
  • The volume and consistency of client feedback
  • How established the firm is
  • Peer recognition within the legal community and across the web

Ranked listings are ordered by our independent score. Featured listings are paid placements shown separately. See how we rank law firms.

Find Top Bankruptcy Attorneys Near Me

x
  • < 5 miles
  • < 10 miles
  • < 30 miles
  • < 60 miles
  • < 100 miles

    Leading Bankruptcy Attorneys for Chapter 7, Chapter 13 & Business Debt Cases

    Screenshot of the Allmand Law Firm, PLLC Website
    8350 N Central Expy Suite 1200, Dallas, TX 75206, USA

    Reed Allmand is a board-certified Dallas bankruptcy attorney and the founder of Allmand Law Firm. The Texas Board of Legal Specialization certifies him in consumer bankruptcy. His firm calls itself the largest consumer bankruptcy practice in Texas.

    Reed grew up in Abilene, where his family feared losing their car to repossession. He studied finance and accounting before earning his law degree at Texas Wesleyan.

    Every case starts with a free financial review. The team also provides:

    • An asset protection plan for your home and car
    • A credit score analysis before and after filing
    • Fast action to stop foreclosure and wage garnishment

    Offices in Dallas, Hurst, Houston, and San Antonio serve families across Texas.

    Latest Blog Posts

    Screenshot of the Benenati Law Firm Website
    2702 E Robinson St, Orlando, FL 32803, USA

    Walter Benenati once filed for bankruptcy himself. Today his Orlando bankruptcy practice is the largest filer of bankruptcies in Central Florida.

    The firm works only from its Orlando and Kissimmee offices. Its lawyers deal daily with the Middle District of Florida court and its trustees. Clients come from Orange, Osceola, Seminole, and nearby counties.

    Beyond Chapters 7 and 13, the team fights solar panel liens and debt-collector lawsuits. Saturday consultations help working clients fit in a meeting. Walter has been recognized by Super Lawyers and Florida Legal Elite.

    Screenshot of the Westgate Law Website

    Westgate Law is a Los Angeles County bankruptcy practice with offices in Paramount and Montebello. Founder Justin Harelik has filed more than 7,000 bankruptcy cases.

    The firm does not push every caller toward filing. It also negotiates debt settlements and repayment plans with lenders. When collectors cross the line, senior attorney Matthew Rosenthal brings FDCPA and TCPA claims.

    Quoted fees include the meeting of creditors, so there are no add-on charges. The staff also speaks Spanish.

    Screenshot of the Frego & Associates Website
    23843 Joy Rd, Dearborn Heights, MI 48127, USA

    More than 40,000 filings have made Frego & Associates the largest bankruptcy filer in Michigan. Its attorneys share over a century of combined experience.

    The firm holds certification as a bankruptcy specialist from the American Board of Certification. Attorney James P. Frego II has received Super Lawyers honors in most years since 2006.

    In addition to consumer cases, the team handles Chapter 11 reorganizations and foreclosure defense. It also goes after creditors who violate a discharge order. Offices in Dearborn Heights, Warren, Flint, Saginaw, and Ypsilanti serve clients statewide.

    Screenshot of the LifeBack Law Firm, P.A. Website

    LifeBack Law Firm is a Minnesota bankruptcy practice that has protected debtors since 1972. Offices stretch from Minneapolis and St. Cloud to Duluth, with two more in Fargo and Bismarck, North Dakota.

    After the case closes, clients join a free 90-day post-bankruptcy program. It pairs each person with a specialist and includes judgment removal. The whole process can also run virtually.

    Screenshot of the The Kent Law Firm Website

    Howard J. Kent and his son, Robert M. Kent, are Atlanta bankruptcy attorneys with more than 40 years of experience. They handle Chapter 7 and Chapter 13 cases across metro Atlanta. The father-and-son team also drafts wills, powers of attorney, and health care directives.

    Seniors and military veterans get cost-effective help. Weekend appointments are available.

    Screenshot of the The Lane Law Firm Website

    Few Texas firms pair small business bankruptcy with denied insurance claims. The Lane Law Firm focuses on both.

    Business owners turn to the firm over merchant cash advances, SBA loans, and aggressive lenders. Its debt relief strategies never involve new loans or consolidation. The firm also takes personal bankruptcy cases. Offices in Houston, Dallas, San Antonio, and Austin serve the whole state.

    Screenshot of the Rashid Law Firm Website
    10222 Gulf Fwy Suite B-100, Houston, TX 77034, USA

    Radi Rashid has helped Houston residents discharge more than $100 million in debt since 2009. His office has handled over 4,000 bankruptcy cases for individuals and couples. It does not take business filings.

    Clients come from Katy, Sugar Land, Pearland, and Galveston. The entire case can be handled by phone.

    Screenshot of the The Moak Law Firm PLLC Website
    1820 E Ray Rd, Chandler, AZ 85225, USA

    Walter E. "Pete" Moak is a Chandler bankruptcy lawyer who has practiced in Arizona since 1977. He has taken more than 50 cases to jury trial and wrote the guide Life After Bankruptcy.

    For homeowners, the firm weighs loan modifications, short sales, and deeds in lieu of foreclosure. Payment plans are available.

    Screenshot of the Vaisman Law Office Website
    33 S Wood Ave Suite 600, Iselin, NJ 08830, USA

    Edward Vaisman is a Woodbridge Township bankruptcy lawyer based in Iselin, New Jersey. He appears in court at least twice a week. He also knows each bankruptcy trustee in the state personally. Flexible payment options are available.

    Screenshot of the Starr & Starr, PLLC Website

    Manhattan boutique Starr & Starr, PLLC brings over 60 years of combined experience to debtor and creditor work. Its attorneys are board-certified in business bankruptcy.

    Entrepreneurs and high-net-worth clients can restructure through a personal Chapter 11 filing. Companies can choose liquidation, an assignment for the benefit of creditors, or reorganization. The firm also defends preference and fraudulent transfer suits in New York and New Jersey courts.

    Screenshot of the Wadhwani & Shanfeld - Long Beach Bankruptcy Lawyers Website

    Raj Wadhwani was the first attorney to file a bankruptcy case electronically in California's Central District. He and his partner, Greg Shanfeld, are board-certified specialists who have helped over 30,000 people. Six offices run from Long Beach to Lancaster and Ontario.

    Screenshot of the The Bankruptcy Law Firm, PC Website

    Former U.S. Bankruptcy Judge Kathleen P. March runs this Los Angeles firm after a 14-year term on the bench. She represents debtors and creditors, including in appeals. She also leads the authors of the Rutter Group California Bankruptcy Practice Guide.

    Screenshot of the RHM Law LLP Website
    510 W. Sixth Street, Suite 1220, Los Angeles, CA, 90014, United States

    RHM Law LLP is a Los Angeles team of California-certified bankruptcy specialists with a second office in Encino. It has filed or overseen more than 7,500 cases, including Chapter 20 filings. Same-day consultations are offered in English, Spanish, and Farsi.

    Frequently Asked Questions

    How much does a bankruptcy lawyer cost?

    Usually a flat fee. Chapter 7 attorney fees are typically paid up front, while Chapter 13 fees are often folded into the repayment plan. Court filing fees are separate and set at the federal level.

    How long does a bankruptcy case take?

    Months, or years. A straightforward liquidation case usually wraps in three to six months. A repayment plan runs for three to five years, after which the remaining balances are wiped out.

    What is the means test?

    An income check. It compares your household income to the median for your state and family size. Fall below it and you generally qualify for liquidation. Fall above, and a repayment plan may be the route.

    Will I lose my house or car?

    Often, no. Exemption laws protect a set amount of equity in a home, vehicle, retirement accounts, and household goods. The amounts vary by state, and some states let you pick federal exemptions instead.

    Does filing stop creditor calls and wage garnishment?

    Yes, immediately. The automatic stay takes effect the moment the petition is filed. It halts collection calls, lawsuits, garnishments, repossessions, and foreclosure sales while the case is open.

    Which debts survive a discharge?

    A short but serious list. Child support, alimony, most recent taxes, and criminal fines stay. Student loans can be discharged, but only through a separate adversary proceeding with a hardship showing.

    Can I file again if I have filed before?

    After a waiting period. Eight years must pass between two Chapter 7 discharges. Shorter windows apply when moving between chapters, and your lawyer can confirm the exact date.

    Types of Bankruptcy Cases US Firms Handle

    Chapter 7 consumer cases. The most common filing for individuals with limited income and mostly unsecured debt. Credit cards, medical bills, and personal loans are the usual targets.

    Chapter 13 repayment plans. Built for people with steady income who are behind on a mortgage or car loan. The plan lets them catch up over time while keeping the property.

    Chapter 11 and Subchapter V. Business reorganizations are now far more accessible to small companies since Subchapter V took effect. Owners keep operating while restructuring debt.

    Foreclosure and repossession defense. Filing can stop a scheduled sale, but timing matters down to the day. Some firms also handle loan modification outside of court.

    Creditor representation. The other side of the docket. Lenders, landlords, vendors, and HOAs file claims, seek stay relief, and challenge discharges.

    Merchant cash advance and business debt. A growing niche. Firms negotiate with predatory lenders and defend collection suits without a filing where possible.

    Student loan and tax debt work. Both need special handling. Tax debt can sometimes be discharged by age, and student loan cases run as separate lawsuits.

    How to Choose a Bankruptcy Attorney

    Check who files in your district. Local trustees, judges, and 341 meeting practices differ. A lawyer who appears in your bankruptcy court weekly knows what that trustee asks for.

    Ask about board certification. The American Board of Certification and several state bars certify consumer and business bankruptcy specialists. It is a verifiable credential, not marketing language.

    Confirm who does the work. Some high-volume firms hand cases to paralegals. Ask which attorney attends your creditors' meeting and who answers when something goes wrong.

    Get the fee split in writing. Attorney fees, filing fees, and counseling course costs are three separate items. A quote that blurs them tends to grow later.

    Ask what happens after discharge. Credit rebuilding help, judgment removal, and post-filing education vary widely. Some firms include it, others stop at the discharge order.

    What Affects the Outcome of a Bankruptcy Case

    Results turn on facts you mostly cannot change. Income relative to your state median matters, and so does equity in your home and vehicle. How recently the debts were run up counts too, along with any transfers made before filing. Business filings add creditor cooperation and cash flow to the list. Timing matters too, since filing a few weeks earlier or later can change which chapter fits. An attorney can map your numbers against your state's exemptions before anything is filed.